HEALTH CARE:Who'll pay the bills

HEALTH CARE:Who'll pay the bills

TASK 2


The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and takeout private health insurance, or is it better to have a comprehensive health care system which provides free health services for all?

The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and takeout private health insurance, or is it better to have a comprehensive health care system which provides free health services for all?

Discuss.
Advances in technology have strong impact on preventive, curative and palliative aspects of health care.This results in newer treatment options along with increasing costs and consequent funding challenge in health sector of a society. Therefore, budget issue is a pressing problem for individual as well as government in different regions. In this essay I will discuss about who should take main responsibility for medical service.


Some would argue that each individual must take care of their own health and pay for any health problem from their own pockets. This would encourage every person to be responsible. One option to take such duty is to take part in private insurance. On the other hand, private insurers could be part of profit industry. If so, each citizen spends his or her hard earned money for a basic human right, that is, appropriate free health care. Therefore, paying every penny for the total expense of individual's health service is unjust. Furthermore, this could deter poor members of a particular society to enjoy healthy lives.


Some may say that government is totally responsible to provide free universal health care for every citizen. It is reasonable for a government to provide such service as health is a basic human need. The authority could fund health budget by taxation. In addition, residents of such country will get less financial burden for their health. They are expected to lead happy and healthy lives so long as a country has the economic might to support a free health care system. However, medical procedures and treatments are increasingly advanced in recent years and become more expensive. It means public fund may not sufficient enough to support some costly medical interventions in a society. Such situation is evident in different parts of the world especially in developing regions.As a result,they will be the most vulnerable and suffer from ailments miserably.


All in all, I think citizen or government should not face the challenge of expanding medical bills separately. They need to share the responsibility. Who should take a greater share should be decided by each community.